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Buyers come to their agent expecting guidance. More than just access to listings, but help understanding what they're actually buying. Most of the time, that guidance stops at the MLS: beds, baths, price, location. The information that tells a buyer how a home actually performs, what it costs to run, how comfortable it will be, whether it's built to last, isn't in the listing. It exists, but it's scattered, technical, and invisible at the moment it's needed most.

Pearl SCORE™ from Pearl, the nation's independent standards and ratings authority for home performance, organizes that information into a single, standardized framework: a 1,000-point score covering every US single-family home across five pillars: Safety, Comfort, Operations, Resilience, and Energy. It's built for buyers. But agents who bring it into the conversation earlier serve their clients better at every stage: before the offer, at the listing, and long after closing.

This guide shows you how.1


At a Glance

Problem What the Buyer Experiences The Fix
Deals stalling at inspection Caught off guard by performance issues after the offer, with no runway to act Surface performance data before the offer, not after the inspection
Listings that undersell No standardized way to evaluate high-performing features, or reason to trust them A third-party rating that gives performance features a credible, documented value
Past clients who go quiet No ongoing connection to the agent who helped them buy A home-specific, data-backed reason to stay in touch long after closing


Before the Offer: Help Buyers Understand What the Listing Can't Tell Them

This is not an inspection problem. It is a timing problem. Performance information has always existed inside the home: system age, insulation quality, HVAC efficiency, resilience features. The inspection just happens to be when it surfaces, and by then everyone is already under maximum pressure with minimum runway to act. When 16.3% of purchase agreements fell apart in December 2025 and 70.4% of agents pointed to inspection or repair issues as the primary cause, the deals did not fail because something unexpected broke. They failed because something knowable was discovered too late.2


The numbers

11-13% real estate contracts terminate before closing Review of Finance, 2024 70.4% of agent-cited cancellations tied to inspection or repair issues (Dec 2025) Pearl blog / USA Today, Jan 2026
81% of homeowners say their costs were higher than expected after purchase Real Estate Witch, 2025 72% of real estate pros say utility bills and operating costs are a top client priority NAR REALTORS® Sustainability Report, 2025


The fix: Surface performance data before the offer

Pearl analyzes 700+ data points to evaluate over 150 home performance features across five pillars.1 Before any showing, pull a free Pearl Snapshot at pearlscore.com and know what the home's operating costs look like relative to similar homes, which pillars score well, and which areas buyers may want to learn more about as they evaluate the home. Surfacing this before the offer does not add risk to the transaction. It redistributes it to a point where buyers and sellers can act on it without a deal on the line.


What to do before every showing

  • Pull Pearl Snapshot at pearlscore.com for each property on the tour list. Takes under three minutes, no account required

  • Check the Operating Cost Comparison: buyers who understand a home's operating costs before they tour it are better prepared to ask the right questions, and less likely to be surprised later.

  • Note which pillars have lower scores. These can help frame early performance conversations so buyers go into a showing with realistic expectations about the home.

  • Build one talking point per pillar aligned to what this specific buyer said they care about during intake

What the MLS captures vs. what it leaves out

What MLS Listings Capture What They Leave Out
Year built System age and operational condition
Beds, baths, square footage Monthly operating costs
Listing photos Insulation, air sealing, building envelope quality
List price Resilience features for extreme weather
Days on market Indoor air quality and safety system status


Key Takeaways

  • Deals do not stall at inspection because something unexpected breaks. They stall because something knowable surfaces at the worst possible moment. Surfacing performance data before the offer converts a late-stage problem into an early-stage conversation.

  • The Operating Cost Comparison in Pearl Snapshot puts a dollar figure on the gap between this home and similar homes nearby. That number is more useful before an offer than after one.

  • Agents who consistently share performance insights for their local market become the trusted resource that buyers and sellers reach out to first.

At the Listing: Give Buyers a Standardized Picture, Not a Sales Pitch

When a home has a high-efficiency HVAC system, solid insulation, or a solar array, the MLS has no standardized field to capture that value. Without a common language or a credentialed third-party rating, those features either go unmentioned or get buried in agent remarks where buyers rarely look. The appraiser has no data to justify a higher valuation even when the features are real and meaningful.


The fix: Give buyers a complete picture, starting with what the listing can't show

Pearl SCORE is built around the buyer's need to understand a home. When sellers use it to share documented performance data, they give buyers exactly what they're looking for: a clear, standardized picture of what they're buying. That's what makes it defensible.3

Pearl's job is clarity. That's the foundation. Here's how to walk a seller through what Pearl actually measures, and why each pillar matters to the buyer.


The five pillars: what they cover and how to explain them to a seller

Pillar What It Covers Why Sellers Care
Safety Mold, radon, CO, air quality, water filtration, ventilation, detectors Documented safety systems reduce buyer anxiety and liability exposure
Comfort Temperature consistency room to room, humidity control, draft prevention, acoustic comfort, daylighting Comfort features are what buyers remember after a showing
Operations HVAC efficiency, air sealing, ductwork, insulation, water heating, appliances Lower operating costs vs. similar homes is a concrete, provable advantage
Resilience Storm, fire, flood, and blackout preparedness; backup systems; structural protections Increasingly relevant to buyers in climate-exposed markets
Energy Solar panels, battery storage, EV charging, smart energy management High-visibility features that appraisers need documentation to value correctly

Note: Operations covers HVAC, insulation, air sealing, and ductwork. Energy covers solar, batteries, and EV readiness. Keep these distinct when explaining pillars to sellers.


What goes in an Appraiser Package for a high-performing listing

  • Pearl SCORE™ Report with five-pillar breakdown and operating cost comparison

  • Pearl Certification documentation (Silver, Gold, or Platinum) if applicable

  • Completed energy addenda (Fannie Mae Form 1004, Green Addendum where applicable)

  • Detailed upgrade invoices with installation dates and contractor details

Key Takeaways

  • The MLS was built to capture what a home is, not how it works. Beds, baths, and year built tell a buyer nothing about monthly operating costs, insulation quality, or system age.

  • Pearl SCORE™ gives high-performing features a standardized, third-party rating that travels with the listing and gives appraisers the documentation they need to reflect true value.

  • The Appraiser Package converts a subjective marketing claim into a documented, defensible position, without making promises about sale price.

After Closing: Stay Useful to the Homeowner, Not Just the Transaction

The relationship doesn't have to end at closing. Pearl gives agents a home-specific, data-backed reason to stay in contact, one that genuinely serves the homeowner.

The most expensive client an agent has is the one they already served but lost to silence. Most agents touch past clients once a year, at best, and then wonder why repeat business never materializes. The gap is not bad service. It is the absence of a genuine, non-salesy reason to stay in contact. Consider the numbers:4


The referral problem

88→12% of buyers say they’d use their agent again, but only 12% actually do NAR 2025 Profile / Stylograph.ai, Feb 2026 82% of all real estate transactions come from repeat and referral business NAR Member Profile via Resimpli
81% of sellers contacted only one agent before deciding. Being remembered is the entire game. NAR 2025 Profile of Home Buyers & Sellers 43% of buyers found their agent through a referral from a friend or neighbor NAR 2025 Profile of Home Buyers & Sellers


The fix: Become their lifetime home advisor, with Pearl data as the reason to reconnect

The transition from transactional agent to lifetime advisor is not a personality change. It is a system change. Pearl SCORE™ gives the agent a home-specific, data-backed touchpoint that is genuinely useful to the homeowner: not a birthday email, but an actual update on how their home is performing and what to do about it. Pair that with a CRM that automates the cadence and the relationship stays warm without the agent manually tracking every past client.


Post-closing touchpoints that use Pearl data

  • Year 1 anniversary: share the home's current Pearl SCORE and use lower-scoring pillars as a natural conversation starter about what the homeowner may want to explore or improve.

  • Years 2 and 3: Use the Pearl SCORE as a conversation starter. If Operations scores low, offer to connect the client with a trusted HVAC contractor. The data gives you a genuine, home-specific reason to reach out.

  • Any time: If a home's Pearl SCORE is updated or a new feature is verified, being the one to share that update turns a data point into a relationship moment.

Key Takeaways

  • 88% of buyers intend to reuse their agent. Only 12% do. The gap is not bad service. It is silence after closing.

  • Pearl SCORE gives agents a home-specific, data-backed reason to reconnect every year, one that is genuinely useful to the homeowner rather than a marketing touchpoint dressed as care.

  • The transition from transactional agent to lifetime advisor is not a personality change. It is a system change. A CRM that automates the Pearl data cadence keeps every past-client relationship warm, turning one good closing into a lasting source of referrals

What Pearl SCORE™ Looks Like in Practice

Pearl SCORE™ rates every US single-family home on a 1-to-1,000 scale across Safety, Comfort, Operations, Resilience, and Energy. A score of 500 or above indicates a high-performing home. Every U.S. single-family home has a Pearl SCORE available in Pearl Home Performance Registry™. Pearl analyzes 700+ data points to evaluate 150+ home performance features across five pillars and is available for free via Pearl Snapshot at pearlscore.com. No account required to view a basic profile.1

SCORE Range Level What It Signals in a Transaction
875 to 1,000 Outstanding Passive House or Net Zero Ready. Rare, top-tier performance across all five pillars
750 to 874 Exceptional Near Net Zero. Substantial energy and resilience features are present. Platinum Medallion eligible with verified data and high-performing shell, HVAC, ventilation, and resilience features confirmed
625 to 749 Excellent High-performing across most pillars. Gold Medallion eligible with third-party verified data and building science thresholds met
500 to 624 Very Good High-performing home. Silver Medallion eligible if owner-documented or verified data is on file
375 to 499 Good Above average. Some high-performing features are present
250 to 374 Typical On par with most US housing stock
125 to 249 Needs Work Below average. Improvement opportunity worth discussing with the seller
1 to 124 Compromised Significant issues across one or more pillars


Key Takeaways

  • If a home scores 450 overall but its Operations pillar is low, that is a signal, not a reason to walk away. A low Operations score often translates into higher monthly utility costs. The Operating Cost Comparison in Pearl Snapshot gives buyers a realistic picture of a home's running costs before they fall in love with it — so conversations about value happen naturally, not under pressure.5

  • A score of 500 or above indicates a high-performing home. Agents who can explain what that means in terms a buyer recognizes, lower bills, fewer surprises, better comfort, are the ones who turn data into decisions.

Quick-Start Guide

Start with a free Pearl Snapshot on the next property you tour or list. The data is live, the access is free, and agents who make it part of their practice early will have a head start on a conversation the whole industry is moving toward.

Tool What It Does Access Cost
Pearl App (Snapshot) Performance preview for any US address: five-pillar breakdown, operating cost comparison, home status pearlscore.com Free
Pearl for Professionals App Add performance features, generate SCORE Reports, help sellers claim and certify their homes https://pearlscore.com/industries/real-estate-agents-brokers/pearl-app-for-professionals See pricing
Pearl SCORE™ Report Client-ready five-pillar breakdown with operating cost data and certification documentation Via Pearl for Professionals App See pricing
Pearl Listing Package Marketing assets and certification docs for high-performing listings Via Pearl for Professionals App / Early Access Program See pricing
Early Access Program Direct access to Pearl’s team. Shape the Pearl Agent Playbook before its official launch. Exclusive discounts and credentials. pearlscore.com/industries/real-estate-agents-brokers Free to apply


The Bottom Line

Three stages, one underlying principle: buyers are better served when performance information enters the conversation earlier. Agents who improve their businesses in 2026 and beyond are not necessarily working harder. They are working with a layer of information that most agents are not using yet. Pearl SCORE™ is that layer. The homes are already scored. The data is already there. The agents who act on it first will have a head start on a conversation the whole industry is moving toward. Apply for the Pearl Early Access Program at pearlscore.com/industries/real-estate-agents-brokers or explore Pearl SCORE at pearlscore.com/pearl-score.


References

1. Pearl SCORE™ product page. Five-pillar framework, 700+ data point methodology, 1 to 1,000 scale, Registry scope. pearlscore.com/pearl-score

2. The Home Performance Data Agents Can Finally Use. Deal fallout statistics: 16.3% purchase agreement cancellation rate Dec 2025, 70.4% inspection-related cancellations, 81% buyer cost-surprise data. pearlscore.com/news/home-performance-data-agents-can-use

3. Real Estate Agents & Brokers industry page. Early Access Program, Pearl Agent Playbook, certification tiers, Pearl PRO App. pearlscore.com/industries/real-estate-agents-brokers

4. NAR: 2025 Profile of Home Buyers and Sellers. 88%/12% agent reuse gap, 82% referral/repeat business, 81% sellers contacted one agent, 43% buyer referral rate. nar.realtor/research-and-statistics

5. Skaggswalsh.com: Expert Interview: Pearl SCORE™, the National Standard for How Homebuyers Evaluate Home Performance. Buyer guidance on using Pearl Snapshot; Operations pillar interpretation. skaggswalsh.com/expert-interview-pearl-score-the-national-standard-for-how-homebuyers-evaluate-home-performance/

6. Han, L., & Hong, S.-H. (2024). Cash is king? Understanding financing risk in housing markets. Review of Finance, 28(6), 2083–2118. https://doi.org/10.1093/rof/rfae025